Professional Training

Workshop Programs
Due Diligence UAF 2026

Two programs designed for different experience levels: updates for professionals and comprehensive training.

Select a Program

Each program is available in a 2-hour format (intensive) or half-day (4 hours with practical exercises).

Due Diligence Update 2026

For professionals with DD experience

2 hours (intensive) / 4 hours (with exercises)
Level: Intermediate-Advanced
1

Context and Updated Regulatory Framework

20 min (2h) / 30 min (4h)
  • Reasons for the update: FATF 2025 Evaluation
  • Change from ML/TF to ML/TF/PF (incorporation of Proliferation Financing)
  • New guide structure: from 23 to 150+ pages
  • Institutional framework: CONCLAFIT, UAF, Sectoral Supervisors
2

The 9 Guiding Principles

25 min (2h) / 40 min (4h)
  • Risk-Based Approach and Proportionality
  • Reasonableness, Sufficiency and Verifiability
  • Continuous Update and Documentation
  • Institutional Coherence and Technical Independence
  • Confidentiality and Data Protection
3

New 4-Phase Methodology

30 min (2h) / 50 min (4h)
  • Phase 1: Identification - what information to collect
  • Phase 2: Assessment - evaluation and risk profiling
  • Phase 3: Control - measures according to risk level
  • Phase 4: Monitoring - trigger events and updates
  • Practical exercise (4h): Apply the 4 phases to a real case
4

Key Concept Changes

25 min (2h) / 45 min (4h)
  • Beneficial Owner: new 20% threshold, control by kinship
  • Source of Funds vs. Source of Wealth: when to apply each
  • Simplified DD and financial inclusion
  • PEP treatment: anti-de-risking policy, cooling-off period
  • What is NOT Due Diligence (new section)
  • Practical exercise (4h): Identify BO in complex structures
5

Impact on the Insurance Sector

20 min (2h) / 35 min (4h)
  • Sector specificity: life and investment insurance
  • Policy beneficiaries as Beneficial Owners
  • Responsibilities of the insurance broker as an independent obligated entity
  • Insurance-specific red flags
  • Practical exercise (4h): Insurance case analysis

Target Audience:

  • Compliance Officers
  • Compliance department staff
  • Internal auditors
  • Operations managers
  • Professionals with AML/CFT experience

Comprehensive Due Diligence 2026

Complete training from the fundamentals

2 hours (intensive) / 4 hours (with exercises)
Level: Basic-Intermediate
1

ML/TF/PF Fundamentals

15 min (2h) / 25 min (4h)
  • What is Money Laundering? Stages: placement, layering, integration
  • Terrorism Financing and WMD Proliferation Financing
  • Legal framework: Law 155-17, Decree 408-17
  • Obligated entities and sectoral supervisors
2

What is Due Diligence?

15 min (2h) / 25 min (4h)
  • Definition and purpose of DD
  • Difference between KYC (Know Your Customer) and DD
  • The 9 guiding principles of the 2026 Guide
  • Risk-Based Approach (RBA)
3

4-Phase Methodology

25 min (2h) / 45 min (4h)
  • Phase 1: Client and BO identification
  • Phase 2: Risk assessment and evaluation
  • Phase 3: Control and mitigation measures
  • Phase 4: Monitoring and continuous updates
  • Practical exercise (4h): Complete walkthrough of the 4 phases
4

Beneficial Owner

20 min (2h) / 35 min (4h)
  • Expanded definition: ownership (>=20%), control, benefit
  • Identification methodology
  • Complex structures: holdings, trusts, funds
  • Control by kinship
  • Practical exercise (4h): Identify BO in structures
5

Types of Due Diligence

20 min (2h) / 35 min (4h)
  • Simplified DD: when it applies, relationship with financial inclusion
  • Standard DD: baseline requirements
  • Enhanced DD: triggers and reinforced measures
  • Source of Funds vs. Source of Wealth
6

Politically Exposed Persons (PEPs)

15 min (2h) / 25 min (4h)
  • Definition and list of PEP positions
  • Extension to family members and close associates
  • Enhanced measures
  • Anti-de-risking policy and cooling-off period
7

DD in the Insurance Sector

15 min (2h) / 30 min (4h)
  • Covered products: life and investment insurance
  • Beneficiaries as Beneficial Owners
  • Red flags in insurance
  • Role of the insurance broker
  • Practical exercise (4h): Insurance case

Target Audience:

  • New compliance department staff
  • Insurance brokers and agents
  • Underwriting staff
  • Customer service and front office
  • Anyone requiring DD training

Program Comparison

Feature
Update 2026
Comprehensive DD
Required level
Intermediate-Advanced
Basic-Intermediate
ML/TF/PF Fundamentals
Brief review
Complete
9 Guiding Principles
Detailed
Introduction
4-Phase Methodology
Advanced
Complete
Changes 2020 vs 2026
Main focus
Reference
Beneficial Owner
What's new
Complete
Types of DD
Changes
Complete
PEPs and anti-de-risking
Detailed
Introduction
Insurance sector
Detailed
Introduction
Practical cases (4h)
3 exercises
3 exercises